/* SCPI Hoa Phat — palette from logo (purple/magenta + yellow) */
:root {
  --color-primary: #990099;
  --color-primary-dark: #6b006b;
  --color-primary-light: #b833b8;
  --color-accent: #ffd700;
  --color-accent-light: #ffeb3b;
  --color-on-accent: #3d0040;
  --color-bg: #f9f5fb;
  --color-surface: #ffffff;
  --color-text: #1f2937;
  --color-text-muted: #4b5563;
  --color-border: #e8dce8;
  --font-sans: "Segoe UI", system-ui, -apple-system, sans-serif;
  --max-width: 1100px;
  --header-height: 72px;
  --radius: 8px;
  --shadow: 0 2px 12px rgba(153, 0, 153, 0.1);
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-sans);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--color-text);
  background: var(--color-bg);
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

img {
  max-width: 100%;
  height: auto;
}

a {
  color: var(--color-primary);
  text-decoration: none;
}

a:hover {
  text-decoration: underline;
}

main {
  flex: 1;
}

.container {
  width: 100%;
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 1.25rem;
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--color-surface);
  border-bottom: 3px solid var(--color-primary);
  box-shadow: var(--shadow);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: var(--header-height);
  gap: 1rem;
}

.logo-link {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.logo-link:hover {
  text-decoration: none;
  opacity: 0.9;
}

.logo {
  height: 48px;
  width: auto;
  display: block;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 44px;
  height: 44px;
  padding: 0;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  background: var(--color-surface);
  cursor: pointer;
}

.nav-toggle span {
  display: block;
  height: 2px;
  width: 22px;
  margin: 0 auto;
  background: var(--color-text);
  transition: transform 0.2s, opacity 0.2s;
}

.nav-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.nav-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.nav-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.site-nav > ul {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.site-nav a,
.site-nav .nav-term-btn {
  display: block;
  padding: 0.5rem 1rem;
  font-weight: 500;
  color: var(--color-text);
  border: none;
  background: none;
  font-family: inherit;
  font-size: 1rem;
  cursor: pointer;
  border-radius: var(--radius);
}

.site-nav a:hover,
.site-nav .nav-term-btn:hover {
  background: var(--color-bg);
  text-decoration: none;
  color: var(--color-primary);
}

.site-nav a:focus-visible,
.site-nav .nav-term-btn:focus-visible {
  outline: 2px solid var(--color-accent);
  outline-offset: 2px;
}

.has-dropdown {
  position: relative;
}

.dropdown {
  position: absolute;
  top: 100%;
  right: 0;
  min-width: 220px;
  margin: 0;
  padding: 0.5rem 0;
  list-style: none;
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  opacity: 0;
  visibility: hidden;
  transform: translateY(-4px);
  transition: opacity 0.2s, transform 0.2s, visibility 0.2s;
}

.has-dropdown:hover .dropdown,
.has-dropdown:focus-within .dropdown,
.has-dropdown.is-open .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.dropdown a {
  padding: 0.6rem 1.25rem;
  white-space: nowrap;
}

/* Hero banner (home) */
.hero-banner {
  position: relative;
  overflow: hidden;
  color: #fff;
  background: linear-gradient(135deg, var(--color-primary-light) 0%, var(--color-primary) 45%, var(--color-primary-dark) 100%);
}

.hero-banner__bg {
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 85% 20%, rgba(255, 215, 0, 0.25) 0%, transparent 45%),
    radial-gradient(circle at 10% 80%, rgba(255, 255, 255, 0.08) 0%, transparent 40%);
  pointer-events: none;
}

.hero-banner__bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  opacity: 0.6;
}

.hero-banner__inner {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 2rem;
  align-items: center;
  padding: 3.5rem 0 4rem;
  min-height: 380px;
}

.hero-banner__content {
  text-align: left;
}

.hero-banner__eyebrow {
  display: inline-block;
  margin: 0 0 0.75rem;
  padding: 0.35rem 0.85rem;
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  background: rgba(255, 215, 0, 0.25);
  border: 1px solid rgba(255, 215, 0, 0.5);
  border-radius: 999px;
  color: var(--color-accent-light);
}

.hero-banner h1 {
  margin: 0 0 1rem;
  font-size: clamp(1.85rem, 4.5vw, 2.5rem);
  font-weight: 700;
  line-height: 1.2;
}

.hero-banner .lead {
  margin: 0 0 1.5rem;
  max-width: 32rem;
  font-size: 1.1rem;
  opacity: 0.95;
  line-height: 1.65;
}

.hero-banner__note {
  margin: 1.25rem 0 0;
  font-size: 0.85rem;
  opacity: 0.85;
}

.hero-banner__note-link {
  color: var(--color-accent-light);
  font-weight: 600;
}

.hero-banner__note-link:hover {
  color: #fff;
  text-decoration: underline;
}

.hero-banner__visual {
  display: flex;
  justify-content: center;
  align-items: center;
}

.hero-illustration {
  width: 100%;
  max-width: 380px;
  padding: 1rem;
  background: rgba(255, 255, 255, 0.08);
  border-radius: 16px;
  border: 1px solid rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(4px);
}

.hero-illustration__svg {
  width: 100%;
  height: auto;
  display: block;
}

.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  justify-content: flex-start;
}

/* Alert strip (fraud awareness) */
.alert-banner {
  background: var(--color-accent);
  color: var(--color-on-accent);
  padding: 0.85rem 0;
  border-bottom: 3px solid var(--color-primary-dark);
}

.alert-banner__inner {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}

.alert-banner__icon {
  flex-shrink: 0;
  width: 2rem;
  height: 2rem;
  line-height: 2rem;
  text-align: center;
  font-weight: 800;
  font-size: 1.1rem;
  background: var(--color-primary);
  color: #fff;
  border-radius: 50%;
}

.alert-banner__text {
  font-size: 0.95rem;
  line-height: 1.5;
}

.alert-banner__text a {
  color: var(--color-primary-dark);
  font-weight: 600;
  margin-left: 0.35rem;
}

.alert-banner__text a:hover {
  color: var(--color-primary);
}

/* Feature banners (WU-style cards) */
.feature-banners {
  padding-top: 2.5rem;
  padding-bottom: 2.5rem;
}

.feature-banners__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.25rem;
}

.feature-banner {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 12px;
  padding: 1.75rem 1.5rem;
  box-shadow: var(--shadow);
  transition: transform 0.2s, box-shadow 0.2s, border-color 0.2s;
  display: flex;
  flex-direction: column;
}

.feature-banner:hover {
  transform: translateY(-4px);
  border-color: var(--color-primary-light);
  box-shadow: 0 8px 24px rgba(153, 0, 153, 0.15);
}

.feature-banner__icon {
  color: var(--color-primary);
  margin-bottom: 1rem;
}

.feature-banner h2 {
  margin: 0 0 0.65rem;
  font-size: 1.2rem;
  color: var(--color-primary);
}

.feature-banner p {
  margin: 0 0 1rem;
  flex: 1;
  font-size: 0.95rem;
  color: var(--color-text-muted);
  line-height: 1.55;
}

.feature-banner__link {
  font-weight: 600;
  color: var(--color-primary);
}

.feature-banner__link::after {
  content: " \2192";
}

.feature-banner__link:hover {
  text-decoration: none;
  color: var(--color-primary-dark);
}

/* CTA banner strip */
.cta-banner {
  background: linear-gradient(90deg, var(--color-primary-dark) 0%, var(--color-primary) 50%, var(--color-primary-light) 100%);
  color: #fff;
  padding: 2.5rem 0;
}

.cta-banner__inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}

.cta-banner__content h2 {
  margin: 0 0 0.5rem;
  font-size: 1.5rem;
  color: #fff;
}

.cta-banner__content p {
  margin: 0;
  opacity: 0.9;
  max-width: 28rem;
}

.cta-banner__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
}

.btn-secondary {
  background: #fff;
  color: var(--color-primary);
  border: 2px solid #fff;
  padding: 0.65rem 1.35rem;
  font-weight: 600;
  border-radius: var(--radius);
  display: inline-block;
}

.btn-secondary:hover {
  background: var(--color-bg);
  text-decoration: none;
  color: var(--color-primary-dark);
}

@media (max-width: 900px) {
  .hero-banner__inner {
    grid-template-columns: 1fr;
    text-align: center;
    min-height: auto;
    padding: 2.5rem 0 3rem;
  }

  .hero-banner__content {
    text-align: center;
  }

  .hero-banner .lead {
    margin-left: auto;
    margin-right: auto;
  }

  .hero-cta {
    justify-content: center;
  }

  .hero-banner__visual {
    order: -1;
  }

  .hero-illustration {
    max-width: 280px;
  }

  .feature-banners__grid {
    grid-template-columns: 1fr;
  }

  .cta-banner__inner {
    flex-direction: column;
    text-align: center;
  }

  .cta-banner__actions {
    justify-content: center;
  }
}

.btn {
  display: inline-block;
  padding: 0.65rem 1.35rem;
  font-weight: 600;
  border-radius: var(--radius);
  border: 2px solid transparent;
  transition: background 0.2s, color 0.2s;
}

.btn-primary {
  background: var(--color-accent);
  color: var(--color-on-accent);
  border-color: var(--color-accent);
}

.btn-primary:hover {
  background: var(--color-accent-light);
  color: var(--color-on-accent);
  text-decoration: none;
}

.btn-outline {
  background: transparent;
  color: #fff;
  border-color: rgba(255, 255, 255, 0.8);
}

.btn-outline:hover {
  background: rgba(255, 255, 255, 0.15);
  text-decoration: none;
  color: #fff;
}

/* Sections */
.section {
  padding: 3rem 0;
}

.section-alt {
  background: var(--color-surface);
}

.section h2 {
  margin: 0 0 1.25rem;
  font-size: 1.5rem;
  color: var(--color-primary);
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.25rem;
}

.card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--shadow);
  transition: border-color 0.2s, transform 0.2s;
}

.card:hover {
  border-color: var(--color-primary-light);
  box-shadow: 0 4px 16px rgba(153, 0, 153, 0.12);
  transform: translateY(-2px);
}

.card h3 {
  margin: 0 0 0.5rem;
  font-size: 1.125rem;
  color: var(--color-primary);
}

.card p {
  margin: 0 0 1rem;
  color: var(--color-text-muted);
  font-size: 0.95rem;
}

.card .card-link {
  font-weight: 600;
}

.state-list {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1rem;
  list-style: none;
  margin: 0;
  padding: 0;
}

.state-list li {
  background: var(--color-bg);
  padding: 0.35rem 0.85rem;
  border-radius: 999px;
  font-size: 0.9rem;
  border: 1px solid var(--color-border);
}

.disclaimer-box {
  background: #faf0fa;
  border: 2px solid var(--color-accent);
  border-radius: var(--radius);
  padding: 1.25rem 1.5rem;
  margin-top: 1.5rem;
}

.disclaimer-box ul {
  margin: 0.5rem 0 0;
  padding-left: 1.25rem;
}

/* Legal / content pages */
.page-header {
  padding: 2rem 0 1rem;
  border-bottom: 1px solid var(--color-border);
  margin-bottom: 2rem;
}

.page-header h1 {
  margin: 0;
  font-size: 1.75rem;
  color: var(--color-primary);
}

.legal-content h2 {
  margin: 2rem 0 0.75rem;
  font-size: 1.25rem;
  color: var(--color-primary);
}

.legal-content h3 {
  margin: 1.5rem 0 0.5rem;
  font-size: 1.1rem;
}

.legal-content p,
.legal-content li {
  color: var(--color-text);
}

.legal-content ul {
  padding-left: 1.5rem;
}

.legal-content table {
  width: 100%;
  border-collapse: collapse;
  margin: 1rem 0 1.5rem;
  font-size: 0.9rem;
}

.legal-content th,
.legal-content td {
  border: 1px solid var(--color-border);
  padding: 0.65rem 0.75rem;
  text-align: left;
  vertical-align: top;
}

.legal-content th {
  background: var(--color-bg);
  font-weight: 600;
}

.toc {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 1.25rem 1.5rem;
  margin-bottom: 2rem;
}

.toc h2 {
  margin: 0 0 0.75rem;
  font-size: 1rem;
}

.toc ul {
  margin: 0;
  padding-left: 1.25rem;
}

.toc a {
  font-weight: 500;
}

.steps,
ol.steps {
  counter-reset: step;
  list-style: none;
  padding: 0;
  margin: 0;
}

.steps li {
  position: relative;
  padding-left: 3rem;
  margin-bottom: 1.25rem;
}

.steps li::before {
  counter-increment: step;
  content: counter(step);
  position: absolute;
  left: 0;
  top: 0;
  width: 2rem;
  height: 2rem;
  line-height: 2rem;
  text-align: center;
  background: var(--color-primary);
  color: #fff;
  border-radius: 50%;
  font-weight: 700;
  font-size: 0.9rem;
}

.faq-item {
  margin-bottom: 1.5rem;
  padding-bottom: 1.5rem;
  border-bottom: 1px solid var(--color-border);
}

.faq-item:last-child {
  border-bottom: none;
  margin-bottom: 0;
  padding-bottom: 0;
}

.faq-item h3 {
  margin: 0 0 0.5rem;
  font-size: 1.05rem;
  color: var(--color-primary);
}

.contact-block {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 1.5rem;
  margin-bottom: 2rem;
}

.contact-block p {
  margin: 0.35rem 0;
}

/* Footer */
.site-footer {
  background: var(--color-primary-dark);
  color: rgba(255, 255, 255, 0.9);
  padding: 2rem 0;
  margin-top: auto;
  font-size: 0.9rem;
}

.site-footer a {
  color: var(--color-accent-light);
}

.site-footer a:hover {
  color: #fff;
}

.footer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 1.5rem;
  margin-bottom: 1.5rem;
}

.site-footer h3 {
  margin: 0 0 0.75rem;
  font-size: 0.95rem;
  color: var(--color-accent);
}

.site-footer ul {
  list-style: none;
  margin: 0;
  padding: 0;
}

.site-footer li {
  margin-bottom: 0.35rem;
}

.footer-bottom {
  padding-top: 1rem;
  border-top: 1px solid rgba(255, 255, 255, 0.2);
  text-align: center;
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.85rem;
}

/* Mobile nav */
@media (max-width: 768px) {
  .nav-toggle {
    display: flex;
  }

  .site-nav {
    position: absolute;
    top: var(--header-height);
    left: 0;
    right: 0;
    background: var(--color-surface);
    border-bottom: 1px solid var(--color-border);
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.3s ease;
  }

  .site-nav.is-open {
    max-height: 80vh;
    overflow-y: auto;
  }

  .site-nav > ul {
    flex-direction: column;
    align-items: stretch;
    padding: 0.5rem 0;
  }

  .site-nav a,
  .site-nav .nav-term-btn {
    width: 100%;
    text-align: left;
    padding: 0.75rem 1.25rem;
  }

  .has-dropdown .dropdown {
    position: static;
    opacity: 1;
    visibility: visible;
    transform: none;
    box-shadow: none;
    border: none;
    border-left: 3px solid var(--color-accent);
    margin-left: 1rem;
    display: none;
    padding-left: 0;
  }

  .has-dropdown.is-open .dropdown {
    display: block;
  }

  .has-dropdown:hover .dropdown {
    transform: none;
  }
}

/* Download app page */
.download-hero {
  background: linear-gradient(135deg, var(--color-primary-light) 0%, var(--color-primary) 50%, var(--color-primary-dark) 100%);
  color: #fff;
  padding: 2.5rem 0;
  text-align: center;
}

.download-hero h1 {
  margin: 0 0 0.75rem;
  font-size: clamp(1.6rem, 4vw, 2.1rem);
}

.download-hero__lead {
  margin: 0 auto;
  max-width: 36rem;
  font-size: 1.05rem;
  opacity: 0.95;
}

.download-section {
  padding-top: 2rem;
}

.download-steps {
  max-width: 32rem;
  margin: 0 auto 2.5rem;
  padding-left: 1.25rem;
  color: var(--color-text-muted);
  line-height: 1.7;
}

.download-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  max-width: 720px;
  margin: 0 auto 2.5rem;
}

.qr-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: 12px;
  padding: 1.5rem;
  text-align: center;
  box-shadow: var(--shadow);
}

.qr-card__badge {
  display: inline-block;
  margin-bottom: 0.75rem;
  padding: 0.25rem 0.75rem;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  border-radius: 999px;
  color: #fff;
}

.qr-card__badge--ios {
  background: #555;
}

.qr-card__badge--android {
  background: #3ddc84;
  color: #1a3d2a;
}

.qr-card h2 {
  margin: 0 0 0.35rem;
  font-size: 1.2rem;
  color: var(--color-primary);
}

.qr-card > p {
  margin: 0 0 1rem;
  font-size: 0.9rem;
  color: var(--color-text-muted);
}

.qr-card__frame {
  display: inline-block;
  padding: 0.75rem;
  background: #fff;
  border: 2px solid var(--color-border);
  border-radius: 8px;
  margin-bottom: 1rem;
}

.qr-card__img {
  display: block;
  width: 220px;
  height: 220px;
}

.qr-card__note {
  font-size: 0.85rem;
  color: var(--color-text-muted);
  margin: -0.5rem 0 1rem;
}

.btn-store {
  display: inline-block;
  padding: 0.6rem 1.25rem;
  font-weight: 600;
  border-radius: var(--radius);
  text-decoration: none;
}

.btn-store:hover {
  text-decoration: none;
  opacity: 0.92;
}

.btn-store--ios {
  background: #000;
  color: #fff;
}

.btn-store--android {
  background: var(--color-primary);
  color: #fff;
}

.download-help {
  text-align: center;
  max-width: 32rem;
  margin: 0 auto;
  padding-top: 1rem;
  border-top: 1px solid var(--color-border);
}

.download-help h2 {
  margin: 0 0 0.75rem;
  font-size: 1.15rem;
  color: var(--color-primary);
}

.download-help p {
  margin: 0 0 0.75rem;
  color: var(--color-text-muted);
}

@media (max-width: 640px) {
  .download-grid {
    grid-template-columns: 1fr;
  }
}

/* SEO content blocks */
.seo-keywords h2 {
  font-size: 1.35rem;
  color: var(--color-primary);
  margin: 0 0 1rem;
}

.seo-keywords p {
  margin: 0 0 1rem;
  line-height: 1.65;
  color: var(--color-text-muted);
}

.seo-keywords p:last-child {
  margin-bottom: 0;
}